About Vidya Lakshmi

our story

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks Association (IBA). The portal has been developed and being maintained by Protean eGov Technologies Limited (Formerly NSDL eGovernance Infrastructure Limited). Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal.

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3 simple steps to

apply for an

educational loan



fill up

single form

apply to

multiple banks


Banks Registered

Choose to apply education loan from 37 banks


Loan Schemes

82 loan schemes to select from


Ritu Sen

The process to apply for education loans is fast and easy with the help of Vidya Lakshmi.

- Ritu Sen

Rohit Gupta

It is the best portal to apply for loans,gives access to all bank schemes which is really convenient.

- Rohit Gupta


Portal features are quite satisfying.

- Ananya

Jefrin J Kollemmatte

I found the portal of Vidya Lakshmi really helpful. This saved me a lot of time and money. Thank you!

- Jefrin J Kollemmatte

Parikshit Wakchoure

I applied for an education loan, it got processed faster than I expected. Thank you, Vidya Lakshmi.

- Parikshit Wakchoure

Mohan Kumar

I had applied for an education loan. Within a week it got approved. Vidya Lakshmi is the best option.

- Mohan Kumar

registered banks

Kanara bank
Bank of india
Jammu And Kashmir Bank
GP Parsik Bank
Punjab National Bank
UCO Bank
Federal bank
Axis Bank
Indian Overseas Bank
RBL Bank
New India Bank
Union Bank
Indian bank
Kerala Gramin Bank
Bank of Baroda
Central Bank of India
Andhra Pragathi Grameena Bank
IDBI bank
KVB Bank
Syndicate Bank
State Bank of India
TMB Bank

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